What we do. Discount Loans Online is not a lender and does not make loan or credit decisions. We connect interested persons with lenders from our approved personal loan and car title loan network. We do not control and are not responsible for the actions or inactions of any lender, we not an agent, representative or broker of any lender. Our referral service is always free to you.

Discount Finance & Online Personal Loans is a consumer finance company that originates and services small traditional installment loans, providing Texas consumers access to unsecured short-term credit at the most competitive market rates.

Discount Car Title Loan is a consumer finance company that originates and services car title loans, providing Texas consumers access to secured short-term credit at the most competitive market rates.

On-line Marketplace. Our goal is to connect you with an approved lender from our personal loan and car title loan lender network. We have made the process simple. No need to visit hundreds of websites and fill out numerous paperwork.

Our mission is to provide safer and more affordable loans. Quickly.

Our mission is to provide safer and more affordable loans. Quickly. Customers get rewarded for paying on time. At Discount Car Title Loan customers can get up to 50% savings on their loan fees when they pay on time. This is not a promotion, it´s how we do business.

Get Money Fast. Our online loan referral service readily serves your need to connect with a quality personal loan or car title loan. The process takes a few minutes. Fill out our secure online loan questionaire and we will send an encrypted copy to an authorized lender to approve. Once you submit your information, you will be redirected to the lender's website where you can review the terms of the personal loan or car title loan, including details about all the applicable rates and fees. If you accept these terms, the lender may deposit money directly into your bank account, in many cases, as soon as today!

At Discount Finance & Online Personal Loans customers get all kinds of free stuff! Free credit score reports, free automatic payments and free instant funding! Never pay a check cashing fee again!!!

Customers get to decide how much money to get and how long to pay it back. Core to the Discount Car Title Loan business model is our proprietary Loan Optimizer Software, an underwriting tool that helps customers select their ideal loan size and payment terms. Discount Car Title Loan offers 4 to 6 month amortized car title loans in the $125-$10,000 range.

Credit checks for personal loans. By submitting your information via this website, you are authorizing discount loans and our referral lenders to initiate a credit check (for personal loans only), which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize discount loans to share your information and credit history with a network of approved lenders.

Core to the Discount Finance & Online Personal Loans business model is our proprietary Loan Optimizer Software, an underwriting tool that helps customers select their ideal loan size and payment terms. Discount Finance & Online Personal Loans offers 3 to 12 month personal loans in the $60-$1,420 range without any collateral requirement. Collateralized loans up to $10,000 are available through our referral loan network.

Get Money Fast. Our online loan platform readily serves your need to connect with a quality car title loan. The process takes a few minutes. Fill out our secure online loan questionaire and we will send an encrypted copy for us to approve. Once you submit your information you will be able to review the terms of the car title loan, including details about all the applicable rates and fees. If you accept these terms, the lender may deposit money directly into your bank account, in many cases, as soon as today!

Lender’s Disclosure of Terms. The lenders will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lender’s internal policies, underwriting criteria and applicable law. We have no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

Are you ready to save some money? Give us a chance to let us earn your business. You've got nothing to lose, and a lot to save!

Credit checks. By submitting your information via this website, you are authorizing Discount Title Loan to initiate a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize Discount Title Loan to share your information and credit history with our third party lenders.

Late Payments may Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score (for personal loans). To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.

Get Money Fast. Our online loan platform readily serves your need to connect with a quality personal loan. The process takes a few minutes. Fill out our secure online loan questionaire and we will send an encrypted copy for us to approve. Once you submit your information you will be able to review the terms of the car title loan, including details about all the applicable rates and fees. If you accept these terms, the lender may deposit money directly into your bank account, in many cases, as soon as today!

Lender’s Disclosure of Terms. Our third party lenders will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lender’s internal policies, underwriting criteria and applicable law.  You are urged to read and understand the terms of any loan offered by any lender and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

Amortized Personal Loans (traditional installment loans) are the way to go! The best loans we make are the ones customers can finish paying off on time and that´s why at Discount Finance & Online Personal Loans we exclusively offer amortized personal loans (traditional installment loans) to our customers. Quit rolling over those expensive interest only loans and get a roadmap out of debt today!

Late Payments may Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score (for personal loans). To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact a Discount Title Loan representative immediately and discuss how to handle late payments.

Credit checks. By submitting your information via this website, you are authorizing Discount Finance & Online Personal Loans  to initiate a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize Discount Finance & Online Personal Loans  to share your information and credit history with our third party lenders.

Late Payments may Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score (for personal loans). To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact a Discount Finance & Online Personal Loans  representative immediately and discuss how to handle late payments.

to get a pre-certified car title loan offer from Discount Loans!

All we need is a little more information to get you a pre-certified offer right now.

If you like our offer all you'll need to do is upload a few pictures, review the loan contract with a customer service rep and get funded today.

VIN numbers do not include 'i' or 'o'. Try using 1 or 0

Please select the loan type you are interested in

We were not able to find your VIN Number. Try finding your vehicle information manually

Try finding your vehicle information manually

Your Social Security Number does not look accurate

We are currently not serving your area on-line, but you can always try applying for a personal loan

It only takes a few minutes to complete the brief questionnaire and get a certified loan offer. Filling out this application will not affect your credit score.

We need an accurate VIN to give you the actual value of our car. Once we have your VIN, we will be able to provide your vertified ready offer.

By entering your SSN you are agreeing to allow a discount-loans.com referred lender to run a free

Number of People living in your household

Enter the sum of all your Monthly Debt Payments such as other loans, credit cards, furniture and car payments.

This type of credit check won't affect your FICO Score.

Enter the Gross Monthly Income before you pay any taxes.

Enter the Monthly Income from other household members like Spouse

If you need help navigating the site or have any questions about your 

One option that can significantly increase your credit limit is signing up for 

. All you need is a debit card to set up your monthly payments.

Do you want to significantly increase your credit limit by signing up for Automatic Payments?

and collateralizing your loan with a clear car title.

WOULD YOU LIKE TO INCREASE YOUR CREDIT LIMIT WITH A TITLE BOOST?

Here are some additional questions that could increase your credit limit.

Can you provide proof of car liability insurance?

The biggest discount our lenders offer (by far) is the 

Do you want to get the biggest discount available by signing up for Automatic Payments?

Here are some additional discounts you might qualify for.

Applicants must meet all eligibility requirements, including vehicle inspection and document authentication. Certain terms and conditions apply. Must be 18 years of age or older. In Texas, Vin-Title, LLC (d/b/a Discount Title Loan) acts as a Credit Services Organization/ Credit Access Business to assist customers in obtaining title loans through an unaffiliated third party lender.

Bank Statement

Please upload a Government Issued Photo ID

Please take a selfie holding your Photo ID

Please upload two pictures of the vehicle title. Front and back

Please upload eight pictures of the vehicle. Odometer, front, right side, left side, back, interior front seats, interior back seats and VIN number

Please upload pictures of the vehicle's title

Upload a few documents to confirm the information you have entered and ensure that you earn your discounts

Upload a few documents to confirm the information you have entered and ensure that you maximize your credit limit

Utility Bill, Bank Statement, Mortgage, etc.

Please upload a check or recent bank statement

Please upload photos of sticker on the vehicle or registration receipt

Please upload photos of: odometer, exterior of vehicle (front, back, left side & right side), 2 pictures of the interior of the vehicle (front seats & back seats) and VIN number (located on side door sticker or metal plate on dashboard)

Please upload front and back side. This is optional but can get you at least $500 more

Take a selfie picture of yourself holding your ID

Make sure both the ID and your face are clearly visible

Your ID should be the same that you are using for Identity Identification.

mortgage bill, utilities bill and proof of income

Applying for Personal Loans & Title Loans

Additional FAQ’s & History of Traditional Installment Loans (personal loans)

APPLY ONLINE

EARN YOUR DISCOUNTS

REVIEW CONTRACT

APPLY NOW

ONLINE MEANS

YOU SAVE TIME

AND MONEY

SAVINGS

PRINCIPAL REDUCTION

PRICE COMPETITION

By answering a few questions, our lenders can share what other customers with your profile have borrowed recently. If it’s in the ballpark of what you need, then take a few more minutes and get a certified ready offer right now!

Fill out a brief application and get an immediate Certified Ready Offer. If you like the offer, upload a few photos, submit for final review, verification and loan approval

The more information you can provide our lenders, the bigger the discounts you can earn! BUT the single biggest discount our lenders provide is the Automatic Payment Discount - it's HUGE! All you need is a bank debit card to set up your monthly payments.

Review the loan contract with a customer service rep, e-sign and get instructions to file Form 130U (for the title loans).

Discount Loan lenders offer fully amortizing, unsecured and secured loans from $125 to $10,000, with equal monthly payments, a minimum repayment period of 3 months and a maximum repayment period of 18 months. Along with discounted rates, these loans are offered with no penalties for paying your loan off early or for making partial prepayments

Each monthly payment includes a principal portion which decreases the fees you owe the following month. Fully amortized loans means you're completely finished paying off the loan by the end of the loan term. No surprises. All of our lenders offer discounts when customers pay on time.

Our on-line lending marketplace is a fast and easy way to compare options, find a good deal, and get what you need. You'll get access to a variety of consumer loan options and we'll save you the hassle of having to research everything on your own.

FIND OUT HOW MUCH?

YOU CAN BORROW WITHOUT THE HASSLE

NO OBLIGATION

ESTIMATE IN SECONDS!

3 SIMPLE STEPS

TO GET YOUR LOAN FUNDED

PRINCIPAL PAYMENTS

FLEXIBLE LOAN TERMS

By answering a few questions, we can share what other customers with your profile have borrowed recently. If it’s in the ballpark of what you need, then take a few more minutes and get a certified ready offer right now!

The more information you can provide us, the bigger the discounts you can earn! BUT the single biggest discount we offer is the Automatic Payment Discount - it's HUGE! All you need is a bank debit card to set up your monthly payments.

Discount Loan lenders offer fully amortizing, unsecured and secured loans from $125 to $10,000, with equal monthly payments, a minimum repayment period of 3 months and a maximum repayment period of 6 months. Along with discounted rates, these loans are offered with no penalties for paying your loan off early or for making partial prepayments

Our customers get tons of freebies! Discount Finance offers customers in good standing two free credit reports per year, free automatic payments and free instant funding! Never pay a check cashing fee again! Take more money home with you today!

Each monthly payment includes a principal portion which decreases the fees you owe the following month. Fully amortized loans means you're completely finished paying off the loan by the end of the loan term. No surprises. Our customers earn their discounts when they pay on time.

Each monthly payment includes a principal portion which decreases the fees you owe the following month. Fully amortized loans means you're completely finished paying off the loan by the end of the loan term. No surprises.

At Discount Finance, we always recommend the optimum loan term for our customers. Loan terms may vary between 3-12 months depending on your loan size.

The more information you can provide us, the bigger the credit limit you can earn! BUT the single biggest credit limit bosst you can earn is the Automatic Payment Discount - it`s HUGE! All you need is a bank debit card to set up your monthly payments.

Review the loan contract with a customer service rep & sign electronically from your phone!

EXPERIENCE

DISCOUNT TITLE LOAN ON-LINE!

DISCOUNT FINANCE ON-LINE!

We understand that life is full of unexpected challenges, many of which can only be overcome if you have access to fast cash. In an ideal world, you could drop by your neighborhood bank, talk to Roger your family’s lifelong banker, fill out a couple of forms and walk out with the money you need, at a super low interest rate…but that’s just not the way it works these days. Neighborhood banks are closing, no one knows their bankers anymore, the paperwork for bank loans is endless, their credit checks are unrealistic and you’ll never leave a bank with cash in hand (unless you find it on the floor).

This is why Discount Finance & Online Personal Loans specializes in personal loans. Your credit worthiness can become a quick source of income, and at Discount Finance & Online Personal Loans your short term loan can be safer, more affordable and fast.

This is why Discount Car Title Loan specializes in car title loans. Your car title can become a quick source of income, and at Discount Car Title Loan your short term loan can be safer, more affordable and fast.

Getting a personal loan online with Discount Finance & Online Personal Loans is painless. The entire process takes less than 30 minutes.   Customers have the option of getting their certified offer and funding 100% on-line or visiting their nearest Discount Finance & Online Personal Loans location and get your cash there. You can also start the process on-line and finish the process at a store- you decide WHATEVER is easiest for you!

Getting a Car Title Loan with Discount Car Title Loan is painless. The entire process takes less than 30 minutes.  And the best part is, you get the cash you need and can afford while continuing to use your vehicle. Customers have the option of getting their certified offer and funding 100% on-line or visiting their nearest Discount Car Title Loan location and get your cash there. You can also start the process on-line and finish the process at a store- you decide WHATEVER is easiest for you!

Apply online or stop by our closest Discount Finance & Online Personal Loans store. Make sure you have: proof of income and a government-issued ID, such as a driver’s license.

Apply online or stop by our closest Discount Car Title Loan store. Make sure you have: a lien-free car title and a government-issued ID, such as a driver’s license.

A Discount Car Title Loan loan advisor will help you figure out how much cash you can get, how much you can realistically afford, calculate your Discounts and recommend the product that saves you the most money. You also have the option of getting "optimized" with our on-line tool

Discount Car Title Loan gets you safer and more affordable cash quickly.

Once you’ve paid back your car title loan, you have the option of getting your title back or you can leave your title on file with us to avoid having to pay the $28 TxDMV lien fee on future car title loans. 

A Discount Finance & Online Personal Loans loan advisor will help you figure out how much cash you can get, how much you can realistically afford, calculate your Discounts and recommend the product that saves you the most money. You also have the option of getting "optimized" with our on-line tool

THE REQUIREMENTS: What do I need to be approved for a cash loan with Discount Car Title Loan?

The process of getting a Discount Car Title Loan is pretty straight forward. After you give us some basic information about your finances and your vehicle, you and our highly trained customer service representative will decide on the loan amount that’s best for you and the product that saves you the most money, you take your cash and go along with your day. Your car stays with you. You get to keep driving your vehicle throughout the entire duration of your loan. Make sure to bring the required items as listed below to your local Discount Car Title Loan location and let us help you get the cash you need and can afford, in 30 minutes or less.

In the state of Texas, you must be at least 18 years old to get a car title loan and must present a government-issued ID, like a driver’s license. The only other item you need in order to be approved for a Discount Car Title Loan Texas car title loan is a clear, lien-free car title. When you bring those two items into your local Discount Car Title Loan store (or upload them if you use our online platform), it will take us less than 30 minutes to get you the money you need and can afford.

Discount Finance & Online Personal Loans gets you safer and more affordable cash quickly.

THE DISCOUNTS: DISCOUNT CAR TITLE LOAN offers many short term loan discounts that can further lower your loan costs when you pay on time. Find out which discounts you qualify for today. They could easily add up to 50% in savings!

THE REQUIREMENTS: What do I need to be approved for a cash loan with Discount Finance & Online Personal Loans?

The process of getting a DDiscount Finance & Online Personal Loans is pretty straight forward. After you give us some basic information about you and your finances you and our highly trained customer service representative will decide on the loan amount that’s best for you and the product that saves you the most money, you take your cash and go along with your day. Make sure to bring the required items as listed below to your local Discount Finance & Online Personal Loans location and let us help you get the cash you need and can afford, in 30 minutes or less.

Need help figuring out how many of our car title loan discounts apply to you? We're here to help. Contact us and one of our loan professionals will explain all of the car title loan discounts and other savings you'll enjoy with Discount Car Title Loan.

In the state of Texas, you must be at least 18 years old to get a personal loan and must present a government-issued ID, like a driver’s license. The only other item you need in order to be approved at Discount Finance & Online Personal Loans is a proof of income. When you bring those two items into your local Discount Finance & Online Personal Loans store (or upload them if you use our online platform), it will take us less than 30 minutes to get you the money you need and can afford.

THE LOAN OPTIMIZER: Shopping around for short term loans can be very time consuming and a bit confusing. Once you start comparing legal requirements, origination fees, interest percentages, and different term lengths, it's not always easy to figure out how to choose the best short term loan. Fortunately, Discount Car Title Loan has developed high tech financial tools like the Loan Optimizer that does all the work for you. All you have to do is answer some basic questions about your car and your finances and the Loan Optimizer Software recommends the product that saves you the most money. Amazing! The best thing about it is that it takes less than 5 minutes to complete and it could save you hundreds of dollars this year.

THE FREE STUFF: Discount Finance & Online Personal Loans offers the most competitive personal loan rates and lots of freebies. Our customers get free credit scores, free automatic payments and free instant funding. Never pay a check cashing fee again!

Need help figuring out how much money you can get? We're here to help. Contact us and one of our loan professionals will help address your questions.

THE LOAN OPTIMIZER: Shopping around for short term loans can be very time consuming and a bit confusing. Once you start comparing legal requirements, origination fees, interest percentages, and different term lengths, it's not always easy to figure out how to choose the best short term loan. Fortunately, Discount Finance & Online Personal Loans has developed high tech financial tools like the Loan Optimizer that does all the work for you. All you have to do is answer some basic questions about you and your finances and the Loan Optimizer Software recommends the product that saves you the most money. Amazing! The best thing about it is that it takes less than 5 minutes to complete and it could save you hundreds of dollars this year.

Discount Finance is a consumer finance company that originates and services personal loans, providing Texas consumers access to unsecured short-term credit at the most competitive market rates.

Our loan products are currently not available to active military members

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You should receive an email with steps to reset your password

Create an account to get your custom loan offer

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By clicking Next Step, you agree to our Terms of Service and Privacy Policy and you authorize Discount-Loans.com referral lenders, to place calls and texts for telemarketing purposes to the telephone numbers provided in the application.

By clicking Next Step, you agree to our Terms of Service and Privacy Policy and you authorize dtloans.com referral lenders, to place calls and texts for telemarketing purposes to the telephone numbers provided in the application.

By clicking Next Step, you agree to our Terms of Service and Privacy Policy and you authorize discount-finance.com/ referral lenders, to place calls and texts for telemarketing purposes to the telephone numbers provided in the application.

Service Areas. This service is not available in all areas. If you request an on-line personal loan or car title loan in a particular area where such loans are prohibited, or in a location where we do not have an available lender, you will not be connected to a lender. You are urged to read and understand the terms of any personal loan or car title loan offered by any lender and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

We currently contract with personal loan and car title loan lenders in the following locations:

Title Loans & Personal Loans- San Antonio Texas

This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

In the fee schedule provided, and in many of our Texas stores, Vin-Title, LLC (d/b/a Discount Title Loan) operates as a registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party.

We are having problems with your application please contact us for more information.

Your bi-weekly payments could be as low as

and there's no penalty if you pay it off sooner.

The amortization table above is for illustrative purposes only. 

It does not include the standard $28 title lien fee and it assumes that you will earn your discounted rate every month by paying on time. 

Once your application is approved by the lender, you will be provided a complete TILA disclosure along with all the facts associated with the loan. 

It will include the undiscounted APR (so you can see what the fees would be if you didn't earn the discounted rate every month), 

all associated loan finance charges and all of the terms you will be agreeing to. 

Make sure that you read all the information provided to you by the lender to ensure that you make an informed decision 

Your certified ready offer is a reasonable estimate based on the information you provided but is not guaranteed.

Having a certified-ready offer means you may be approved for a loan with any of our participating lenders, subject to verifying your identity,

and confirming the information on the documentation you provide to us such as references, employment information, social security number and debit card information.

You can have a certified-ready offer and still be turned down for a loan.

Your password is too weak or does not match

Feel free to change your information anytime you need

Looks like some phone numbers are incomplete

Your references have been saved successfully

You may add family, friends, colleagues and neighbors

We need to send you a verification email to reset your password.

Schedule of all fees to be charged for services performed by the Credit Access Business (CAB) in connection with motor vehicle title loans, as applicable in the following examples:

Auto Title 6 Month Single Payment Disclosure

Auto Title 4 Month Installment Disclosure

Auto Title 5 Month Installment Disclosure

Auto Title 6 Month Installment Disclosure

Please schedule a time during normal bussiness hours.

Looks like you do not have a pending application. Take a few minutes and get started.

let's see if you qualify for some discounts.

let's see if we can increase your credit limit.

We have received your uploaded documents and will try our best to get your loan approved as soon as possible during normal business hours:

We strive to approve most loans in less than 2 hours.

The final step is getting any information that wasn't completed on the application, reviewing your contract over the phone (go over all required disclosures) and answering any questions that you might have.

Please be prepared to provide five references

Thank your choosing Discount Loans Online.

Looks like your application expired. Take a few minutes and get started.

We are not able to process your loan at this time. Our loan specialist will contact you soon.

Discount Title Loan recommends the 6 month amortized option because it will give you plenty of time to pay back the loan and because every payment decreases the principal balance (which lowers your fees & interest).

The fee to record a title lien varies by county, but will not exceed $33, and will be added to your final loan offer.

Your monthly payments (with discounts) could be as low as

It will include the undiscounted APR (so you can see what the fees would be if you didn’t earn the discounted rate every month),

and confirming the information on the documentation you provide to us. You can have a certified-ready offer and still be turned down for a loan.

If you receive a certified-ready offer, and you continue the process, our lenders will complete your application over the phone and ask for additional information,

such as references, employment information, social security number and debit card information.

Fill out a brief application and get an immediate Certified Ready Offer.

If you like the offer, upload a few photos, submit for verification and loan funding

“Great customer service. All the staff in the office is amazing and very helpful”

“Great customer services, Mayra is amazing!! Great place to get a title loan, quick and easy Highly recommended...”

Had a bad experience with auto title loans before. But discount title loan helped me when i really needed it. The payments are better than expected.”

The application process at Discount Loans Online (discount-loans.com) typically takes 10 to 15 minutes to complete. If you can provide all the correct documentation to the lender, a decision can be made the same day of application.

Do your lenders offer title loans for people with bad credit?

Yes, Discount Loans Online (discount-loans.com) personal loan and car title loan lenders have applicants with bad or no credit. They understand that people make mistakes and they believe that FICO scores shouldn’t prevent people from getting help when they need it the most.

What do I need to apply for a personal loan or a car title loan ?

Discount Loans Online (discount-loans.com) lenders will need your personal information (name, phone, email, and zip code) and your vehicle information (make, model, year, and estimated mileage) and will require you to have a valid government-issued ID, a lien-free title, and proof of income.

Do I need a job to get approved for a loan? What if I am on disability or retired?

No, you don’t need to be employed to get a personal or a car title loan. However, you do need a source of regular income. Other forms of income such as disability, social security, child support, alimony, unemployment, and self-employment are accepted as long as you can provide proof.

How do I get my personal loan or car title loan funds?

You can get your loan proceeds, either in the form of a physical check, (at one of Discount Loans Online (discount-loans.com) lender’s retail locations) or via an electronic check which can be e-mailed to you. All you need is the ability to print that electronic check on regular paper and cash it at any bank or check cashing facility.